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CurrencyMate - Foreign Exchange and Global Payments for Canada
Toronto financial district skyline

Foreign Exchange Done Properly

Better rates. Direct access to a dealer. No hidden surprises.

CurrencyMate helps Canadian businesses and individuals move money internationally with competitive exchange rates and real human support. Every transaction is confirmed before funds are sent and processed through secure Canadian banking infrastructure.

FINTRAC Registered
Tier 1 Canadian Banks
Dedicated Dealer Support

CurrencyMate onboards Canadian businesses and individuals in a few structured steps. Registration is online and typically approved the same business day. Once approved, you are matched with a dedicated FX dealer who handles every trade from quote to settlement.

Getting Started is Simple

  1. Register — Create your account online. Provide standard KYC information (business details or personal identification) and complete verification. Most accounts are approved the same business day.
  2. Connect with a Specialist — You are paired with a dedicated FX dealer who understands your industry, cash flows, and payment cycles. Reach them directly by phone or email during business hours.
  3. Book Your Trade — Request a live quote for your spot conversion, forward contract, or international payment. Your dealer confirms the rate, currency pair, value date, and beneficiary details before you approve.
  4. Fund the Trade — Send Canadian dollars (or foreign currency for conversions into CAD) from your Canadian bank account via EFT or wire. Funds are held in segregated client accounts at regulated financial institutions.
  5. Fast Settlement — Funds are released to your beneficiary same-day or next business day depending on the currency and cut-off time. You receive confirmation of delivery.

Onboarding and Compliance

Foreign exchange and payment services are provided through Mark Lane Canada Inc., a money services business registered with FINTRAC. As part of onboarding, we collect Know Your Customer (KYC) and, for businesses, Know Your Business (KYB) documentation. Your dealer handles compliance paperwork with you during setup so there are no surprises when it is time to trade.

Settlement Timing and Cut-Offs

Most major currency transfers (USD, EUR, GBP, AUD) settle same-day if booked before the currency cut-off, and next business day otherwise. Emerging market currencies may take one to two additional business days. Your dealer confirms the exact value date before you approve any trade.

What You Can Trade

Pricing

CurrencyMate uses transparent, competitive pricing. There are no setup or subscription fees. Our dealing margin is built into the rate, and your dealer confirms the exact rate and any payment fees before you approve a trade. See how quotes work.

Register for an account or estimate your savings before you start.