FX Exposure Calculator
Written by Omer Bozdag, Founder.
Enter a foreign-currency payable or receivable to see its value in Canadian dollars, how far the current rate is from your budget rate, and what an adverse move would cost on the unhedged portion. This calculator is educational. It does not fetch live rates, so enter the rates you want to test.
How the calculation works
- CAD exposure = foreign amount × current rate (CAD per 1 unit of foreign currency).
- Budget variance = foreign amount × (current rate − budget rate). For a payable, a positive number means the invoice now costs more than budgeted. For a receivable, the sign is reversed.
- Adverse scenario: the current rate moves against you by the percentage you enter (up for a payable, down for a receivable).
- Hedged portion is assumed fixed at the current rate. Only the unhedged portion is exposed to the adverse move.
Limitations
Real outcomes depend on the rate actually booked, timing, dealing margin, settlement fees and any forward points. Results are illustrative and are not financial advice. Speak to a dealer for a live quote before making a decision.
Sources
CurrencyMate educational content is written or reviewed by Omer Bozdag. It is general information, not personalised financial advice. We cite primary sources where claims are made and update pages when facts change.